E-businesses is made easier as this service enables the authorization, processing & managing of online transactions. Clients or vendors or the debtors can make credit card payment. Payment gateways encrypt sensitive information, such as credit card numbers, to ensure that information passes securely between the customer and the vendor. Thus making online shopping convenient and safe in your web site.

Spectrum’s Payment Gateway Integration is simple and affordable. Clients or vendors or the debtors can make credit card payment. We utilize industry-leading technologies and protocols, such as 128-bit Secure Socket Layer (SSL) for Card Processing. Our payment gateway integration is a secure interface for customers to enter their credit card details online.

How the Payment Gateway works?

Visitors place the order on the website and it is sent to the merchant’s web server in encrypted format.

The transactions are forwarded to the concerned Payment Gateway.

Next the transaction information is passed on to the vendors acquiring bank.

Vendors acquiring bank then forwards the information to the customer’s credit card issuing bank.

The card issuing bank sends back the response to the Payment Gateway which includes the payment details that has been approved or declined. If the payment has been declined it would also include the reason.

Now the information is forwarded from the Payment Gateway to the vendor.

The response is encrypted in the vendor’s server and is sent back to the customer. Thus customer’s knows if their order has been place successfully or not.

This multi-layered approach to security has also contributed to customer confidence in using credit cards online. We can do the payment gateway integration with your shopping cart so that you can easily process credit cards on your website. All you need to do is let us know which payment gateway service you are using and we will do the rest of the work. We are familiar with most popular payment gateways like Paypal, Authorize.net etc.